Knowledge Base Article

Identify Assets, Liabilities, and Date-of-Death Valuations

How to build a complete, evidence-backed list of what was owned and owed.

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What this stage is for

You are building the financial picture of the estate.

Two rules matter most:

  • Record everything owned and owed.
  • Keep estimated values separate from confirmed values.

A date-of-death value means the value on the day the person died.

Step-by-step in Estate Suite

  1. Open Assets and add every known asset, even if the value is only an estimate.
  2. Open Liabilities and add all known debts and costs (including funeral and admin costs).
  3. For each item, record where the figure came from and whether evidence is pending.
  4. Use Correspondence to request formal date-of-death balances and valuations.
  5. Upload replies and valuation evidence in Documents as they arrive.
  6. Update each asset and liability to confirmed values when evidence is received.
  7. Add follow-up tasks for anything still unresolved.
  8. Review totals in IHT after major updates.

What good evidence looks like

  • Bank or provider confirmation with date-of-death balance
  • Written property valuation with valuation date
  • Share or investment valuation statement
  • Creditor final balance or settlement confirmation

Common mistakes to avoid

  • Leaving estimated figures in place right before filing
  • Tracking assets but missing debts
  • Not storing valuation evidence with the record
  • Forgetting to chase non-responding institutions

FAQ

Do I need exact values before I can begin?

No. Start with best-known figures, then replace with evidence-backed values.

Why is this stage so important?

These figures drive tax, probate, and final beneficiary calculations. Weak data here causes delays later.

What if I cannot get one final figure in time?

Record the best available evidence, explain the gap clearly, and keep a follow-up task open.